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Gold Certificate Information & Values has estimated the average value of a Gold Certificate banknote at $75. An uncirculated (UNC) example is worth $250. (read more)

Picture of a $20 dollar gold certificate bill with George Washington's face on it from 1905

Gold Certificate paper money is typically seen with a red or gold seal and gold / yellow serial number. These old Gold Certificates can be worth anywhere from $50 to over $50,000 depending on numerous factors. These bills will always say Gold Certificate somewhere on the bill and payable in Gold Coin. But what is a Gold Certificate? A Gold Certificate is a United States issued paper money bill that was fully redeemable in its face value of gold. This means back in the late 1800s and early 1900s you could bring a Gold Certificate to the bank and receive equal value in gold to the denomination.

In this fully extensive guide we wrote on Gold Certificates, we go over every single denomination and date the United States ever issued. Right below are pictures of Gold Certificates shown for every denomination printed. Simply click on the picture or denomination to learn more about a specific type.

If you have any questions or you’re interested in selling your old paper money bills to us, contact us today as we’d love to hear about your banknotes.

Gold Certificate Values

Picture of 1928 $20 Gold Certificate

 $20 Gold Certificate 1928

The value of Gold Certificates relies heavily on a few factors that we’ll go over in this guide. It’s important to know gold certificates are still technically fully legal tender, meaning you could go to the store today and spend them. However, you shouldn’t do this since most bills are worth much more than their face value.

If you aren’t interested in learning about Gold Certificates and simply want to know how much your bill is worth, send us a clear image of your bill, front and back, and we’ll respond with our best offer within 24 hours.

Demand for Gold Certificates

The first factor when figuring out the value of Gold Certificates is supply and demand. Like most things, there needs to be a demand for a banknote in order for the bill to fetch a premium. With paper money, typically speaking, gold certificates with lower print runs (supply) are more desirable and sought after (demand). There are examples of old obsolete and scrip notes that have low supply and low demand, but we’ll save that discussion for another time.

Gold Certificate paper money condition

The next factor is condition. Condition is King. If you have a banknote that people desire, it’s going to bring money. But if you have a banknote that people desire and it’s in good condition, you’re going to have a bill that’s worth a lot more money. We’ve paid $100 for a Gold Certificate in poor condition, and the same note in pristine condition we’ve paid over $750 for. The same note! Condition is key when determining the value of Gold Certificates.

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Fancy Serial Number Gold Certificates

Not many people know this but the serial number of a bill has a chance to impact the value of a Gold Certificate. If you have a bill that has a rare or fancy serial number, that alone can increase the value of a bill tenfold. We wrote a whole in-depth guide about fancy serial numbers you can check out here.

Market Conditions for Gold Certificates

The final variable when determining a Gold Certificates value is the market. Markets are constantly fluctuating for better or worse. Before the market crash of 2007 / 2008, the value for Gold Certificate banknotes was sky high and people were spending tons of money to obtain rare Gold Certificate bills. However, come 2009 the market had nearly cut in half and nobody was buying as much compared to prior.


Here are the variables to know: Supply & Demand, Condition, Rare serial numbers, Market. If you have any questions about your old Gold Certificate make sure to contact us immediately. We need to see a clear photo of the bill(s), front and back, to determine its value. We will respond within 24 hours with a free appraisal and our best offer if you want to sell your banknote.

Below is a list of every Gold Certificate ever printed. As you may notice, we love talking about old paper money that was printed around the United States. We would love to talk to you about your old Gold Certificate banknote. Contact us today, we’re the real deal!

We buy Rare U.S. Paper Money from around the Country. Sell your old money collection today!

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