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Value of $500 Gold Certificate Notes

Picture of 1928 $500 Gold Certificate

What’s my Five Hundred Dollar Gold Certificate Worth?

$500 Gold Certificates can be worth a lot of money depending on a number of factors that we’ll go over in this paper money guide. As you can see from above, $500 Gold Certificates came in three different dates: 1882, 1922 and 1928.

The bill pictured above is a Small Size Gold Certificate $500 bill from 1928. $500 Gold Certificates from 1882 and 1922 are both Large Size bills meaning much larger than the money found in your wallet today.

The value of $500 Gold Certificates can be anywhere from $900 to over $1,800 depending on factors we’ll cover in the rest of this guide. We love buying all Gold Certificates that were printed in the United States. If you have old paper money and you’re interested in getting it valued, contact us today and we’ll give you our best offer.

Figuring out how much your $500 Gold Certificate is worth is a combination of multiple factors that lead to determining the value of the banknote.

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The first and arguably most important factor is supply and demand. Typically with most Gold Certificates, the older the bills had smaller print runs than later issues, meaning less supply and oftentimes more demand. I’ve purchased bills from the late 1700s with incredibly low supply thinking the low supply would equate to high demand only to find this wasn’t the case.

One of the many reasons why Gold Certificates have the demand they do is because of their history. These $500 Gold Certificates were once fully redeemable at banks for their value in gold. This means you could bring a $500 Gold Certificate to the bank, in the early 1900s, and get $500 worth of gold in return.

Something many people don’t take into consideration is rare serial numbers. If you’re unsure what a rare or fancy serial number is, check out this guide we wrote on fancies to learn more. A fancy serial number can dramatically increase the value of a banknote, regardless of type or condition.

Condition is a pivotal factor when trying to figure out how much your $500 Gold Certificate is worth. Beat up Gold certs from 1928 are typically worth $900 to $1,500, while pristine uncirculated examples will fetch over $2,000 at times. Condition really is King and should be taken seriously when trying to determine the value of a bill. Contact us if you’re unsure how to grade your Gold Certificate as we have decades of experience in this area.

The final factor in determining the value of your $500 Gold Certificate is the market. The market has a strong impact on how much a bill is going to be worth. Just like any market, the market for collectible paper money is constantly in flux. One of the most detrimental moments I’ve experienced while collecting and dealing with paper money was during the housing crash of 2008. The market for old banknotes nearly cut in half, as this collectible was not desirable at the time.


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