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Silver Certificate Information & Values

Picture of 1899 $5 Silver Certificate Front and Back

1899 $5 Silver Certificate Front and Back

Silver Certificate paper money is typically seen with a blue seal and serial number. These notes will always say Silver Certificate somewhere on the bill.

What is a Silver Certificate? A Silver Certificate is a United States issued banknote that was redeemable in its full value of silver. This means back in the late 1800s and early 1900s you could bring a silver certificate to the bank and receive equal value in silver to the denomination.

How much is a Silver Certificate $1 bill worth? Most Silver Certificates will only be worth slightly over their face value, anywhere between $1.25 and $1.50 each.

Is my Silver Certificate real? The majority of Silver Certificates I’ve handled in my life, 99.99% of them are real. There’s no real reason someone would fake one of these bills unless it is extremely valuable. Your banknote is likely real, I would have to see a picture first.

If you have any questions or you’re interested in selling your old paper money bills to us, contact us today as we’d love to hear about your banknotes.

Silver Certificate Denominations

Silver Certificate Values

Picture of 1899 $2 Silver Certificate

 $2 Silver Certificate 1899

The value of Silver Certificates relies heavily on a few factors that we’ll go over in this guide. It’s important to know silver certificates are still technically fully legal tender, meaning you could go to the store today and spend them. However, you shouldn’t do this since most bills are worth much more than their face value.

If you aren’t interested in learning about Silver Certificates and simply want to know how much your bill is worth, send us a clear image of your bill, front and back, and we’ll respond with our best offer within 24 hours.

Demand for Silver Certificates

The first factor when figuring out the value of Silver Certificates is supply and demand. Like most things, there needs to be a demand for a banknote in order for the bill to fetch a premium. With paper money, typically speaking, silver certificates with lower print runs (supply) are more desirable and sought after (demand). There are examples of old obsolete and scrip notes that have low supply and low demand, but we’ll save that discussion for another time.

Silver Certificate paper money condition

The next factor is condition. Condition is King. If you have a banknote that people desire, it’s going to bring money. But if you have a banknote that people desire and it’s in good condition, you’re going to have a bill that’s worth a lot more money. We’ve paid $100 for a Silver Certificate in poor condition, and the same note in pristine condition we’ve paid over $750 for. The same note! Condition is key when determining the value of Silver Certificates.

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Fancy Serial Number Silver Certificates

Not many people know this but the serial number of a bill has a chance to impact the value of a Silver Certificate. If you have a bill that has a rare or fancy serial number, that alone can increase the value of a bill tenfold. We wrote a whole in-depth guide about fancy serial numbers you can check out here.

Market Conditions for Silver Certificates

The final variable when determining a Silver Certificates value is the market. Markets are constantly fluctuating for better or worse. Before the market crash of 2007 / 2008, the value for Silver Certificate banknotes was sky high and people were spending tons of money to obtain rare Silver Certificate bills. However, come 2009 the market had nearly cut in half and nobody was buying as much compared to prior.


Here are the variables to know: Supply & Demand, Condition, Rare serial numbers, Market. If you have any questions about your old Silver Certificate make sure to contact us immediately. We need to see a clear photo of the bill(s), front and back, to determine its value. We will respond within 24 hours with a free appraisal and our best offer if you want to sell your banknote.

Below is a list of every Silver Certificate ever printed. As you may notice, we love talking about old paper money that was printed around the United States. We would love to talk to you about your old Silver Certificate banknote. Contact us today, we’re the real deal!

Click the Seal Color below to see similar

Blue Seal United States Silver Certificate
Yellow Gold Seal United Gold Certificate
Red Seal United States Legal Tender
Green Seal United States Federal Reserve Treasury Seal
Yellow North Africa Seal United States
Brown Seal United States Treasury Seals

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